The Guardian has the story – see link above
This is a very important issue yet for reason that do not bear close examination more and more new homes seem to be getting built in flood risk areas.
Only yesterday in conversation I heard of a Maghull family refused flood risk insurance due to the location of their property. This particular property seems to be caught up in the concerns about the River Alt and Dovers Brook over-topping problems at times of very heavy rain.
With thanks to my research assistant Roy Connell